VAL FREE®

Borrowers Conundrum

THE PROBLEM: Borrowers want a quick valuation and mortgage valuations take time

OUR SOLUTION: 

  • VAL FREE®: Your house is pre-valued
    • DataSource Valuation (within RICS guidelines for finance purposes) already accepted by selected lenders (mortgages) and home finance providers (Home Purchase Plans)
    • VAL FREE® is a valuation-free mortgage or Home Purchase Plan (HPP) offer (subject only to status)
    • All applicants for CHAIN FREE® and CHAIN MENDER® receive VAL FREE® for their buyers

THE PROBLEM: Borrowers don’t want to pay for unacceptable mortgage offers

OUR SOLUTION:

  • VAL FREE®: Your mortgage and HPP offer is clear to see
    • Loan to Value (LTV)
    • Finance to Value (FTV)

THE PROBLEM: Buyers to save time and expense would like the option to take over the sellers mortgage

OUR SOLUTION:

  • VAL FREE®: Your mortgage or HPP is transferable to a third party
    • Selected lenders and providers
    • Subject only to financial checks

See: How it Works